Whether your truck financing needs call for a Security Loan Agreement or TRAC Lease, Hitachi can successfully solve your financing requirements. We offer financing programs for Prime, Near Prime and Sub Prime Commercial credit customers.

Our standard Security Loan Agreement provides an affordable way to own your truck. We will work with you to establish a finance program that meets your budget with terms ranging from 36 to 72 months on new vehicles and 24 to 48 months on used vehicles. Security Loan Agreements are available for both new and used truck financing plans.

The TRAC Lease (Terminal Rental Adjustment Clause) is a very flexible and cost effective program that offers the benefits of a lease with the option of ownership at lease end. TRAC Lease terms are available from 36 to 72 months for new vehicles only (used vehicles are not applicable for Hitachi TRAC Leases). At lease termination you have the option to purchase your truck for a predetermined guaranteed purchase price.

Hitachi's Sub Prime financing program is offered through a partnership with MD Equipment Finance Trust, LLC. Sub Prime Finance Loans & TRAC Leases are available on new and used vehicles for customers with credit scores as low as 525 on Medium Duty Vehicles. Near Prime and Sub Prime programs also available on Heavy Duty Vehicles including Class 8 Trailers.

Hitachi Capital America's Automotive Division has been selected as a dealer finance partner for Nissan Diesel America, Inc., Mitsubishi Fuso Trucks of America, Inc. and GM and Isuzu Commercial Truck (GMICT), which includes Chevrolet, GMC and Isuzu Medium Duty Commercial Trucks. Through these partnerships Hitachi offers specific brand retail finance and lease programs through the respective franchised dealers and distributors. Our partnership strength comes from our overall goal to work closely with the dealers in developing business and placing a loan or lease program that most effectively meets the customer's financing need.

In addition to our manufacturer partnership retail programs, Hitachi also offers floorplanning programs to our manufacturer partner dealers. Our floor planning provides competitive financing for the participating dealers truck inventory.